As a real estate agent, one of the most important services I offer my clients is helping them navigate the often-confusing world of mortgage lending. Choosing the right lender can make or break a transaction—and the process starts before you find the perfect home. Here's what you need to know to shop smart and avoid surprises.

You’ve focused all your energy on finding the right home or the right deal and winning the contract — and you’ve done it! What happens next? Take a look at this timeline that details the typical process for residential properties under contract in Texas.